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Changing Your Benefits

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Changing Benefits

Pre-Existing Condition Limitation
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Plan Documents
  • All changes to benefit plans must be processed through the Plano ISD Benefits and Risk Management Department.  Forms must be complete within 31 days of the Change in Status event.
  • Anyone newly added to the Plan at any time is subject to pre-existing condition limitations.
  • Newborn children may be automatically covered upon birth for 31 days. Employees must complete paperwork within 60 days of birth, to request continued enrollment.

When Can I Change My Benefits?

1. Annual Open Enrollment

Each year, employees will receive an instruction booklet to guide them through the online open enrollment process.  Employees may request any type of change, and all changes requested at that time will become effective for the next plan year, September 1.

2. Change in Status, after the start of the plan year

The Internal Revenue Service (IRS) allows certain benefit changes to be made mid-year, only as a result of a "change in status". This can include marriage, divorce, birth, adoption, death, significant change in spouse's employer's insurance coverage or eligibility, and dependent ineligibility.  TRS-ActiveCare also has rules which further limit mid-year benefit changes.

To request a benefit change as a result of a qualifying change in status, you must complete paperwork with the Benefits and Risk Management Department within 31 days.

We will send the necessary form requiring the employee's signature. The signed change form must be returned along with documentation of the change in status. This could be a copy of the marriage license, copy of the divorce papers, copy of adoption papers, or a letter from your spouse's employer. We will let you know what you need to return to us and when it is due.