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Changing
Your Benefits
- All changes to benefit plans must be processed through the Plano
ISD Benefits and Risk Management
Department. Forms must be complete within 31 days of the Change in Status event.
- Anyone newly added to the Plan at any time is subject to pre-existing
condition limitations.
- Newborn children may be automatically covered upon birth for 31 days. Employees must complete paperwork within 60 days of birth, to request continued enrollment.
When Can I Change My Benefits?
1. Annual Open Enrollment
Each year, employees will receive an instruction booklet to guide
them through the online open enrollment process. Employees
may request any type of change, and all changes requested at that
time will become effective for the next plan year, September 1.
2. Change in Status, after the start of the plan year
The Internal Revenue Service (IRS) allows certain benefit changes to be made mid-year, only as a result of a "change in status". This can include marriage, divorce, birth, adoption, death, significant
change in spouse's employer's insurance coverage or eligibility,
and dependent ineligibility. TRS-ActiveCare also has rules which further limit mid-year benefit changes.
To request a benefit change as a result of a qualifying change in status,
you must complete paperwork with the Benefits and Risk Management Department within
31 days.
We will send the necessary form requiring the employee's signature.
The signed change form must be returned along with documentation
of the change in status. This could be a copy of the marriage license,
copy of the divorce papers, copy of adoption papers, or a letter
from your spouse's employer. We will let you know what you
need to return to us and when it is due.
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